SHORT SALES are needed when a homeowner with a hardship needs to sell, but they owe more than they can net from the sale of their home.

TRADITIONAL SELLERS:  We can help you get the most money in the shortest amount of time in the sale of your home.

MISSED MORTGAGE PAYMENTS?  DON'T KNOW WHAT TO DO?  It's time to sit down and discuss your options with an experienced real estate agent certified to assist homeowners in your situation. Complete the form above so we can contact you or call us at 904-413-8514.

  WHAT ARE MY OPTIONS?  I find that many people do not know what their options are when they miss a payment, or two, or three… what should they do next?

Short Sale: If you must sell, can not stay in the home, or do not qualify for a loan modification, contact a real estate agent. Many agents hold a designation of CDPE showing they specialize in Distressed Properties/Short Sales. Your agent’s general goal is to have your lender agree to let you sell your home for less than owed and agree to not seek deficiency. HINTS: To qualify for a short sale your lender will generally have a requirement that you have a valid hardship, i.e.: loss of income, medical bills, job relocation, some family situations, and that you are not current on payments due to the hardship. Exceptions apply. Talk to your agent, every situation is different, you will decide together if a short sale is right for you.

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Catch up:  Contact your Lender.

Refinance:  Contact your Lender.

Loan Modification:  Contact your Lender.

Deed in Lieu of Foreclosure:  Contact your Bank.

 Bankruptcy:  Seek the advice of a Bankruptcy Attorney.

  Foreclosure: Damaged credit, risk of deficiency judgment by your lender, risk of tax liability on the deficiency. Take the banks calls, DO NOT Ignore them. Every time they call ask if a sale date is set. That is the date you need to be out of the home. Let them know you are still in the home and caring for the home. If you still want to keep the home, let them know you are still willing to work things out with them. HINTS: Always keep the yard mowed and well maintained. If the home is neglected or looks vacant, or you ignore calls and they think you abandoned the property they will change the locks. Foreclosures take an average of 6 months to 2 years, but could go longer, no two are the same.

  HOW DO I CHOOSE: It is generally felt that if your only financial issue is your home, consider a loan modification, short sale, or deed in lieu. If you have a large amount of financial issues that you can not handle i.e.: if you’re behind on credit cards and other bills, along with your mortgage, talk to a bankruptcy attorney. BUT PLEASE, DO NOT “DO NOTHING”! It is never the best option.

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The above information is provided as a general guide. You should also seek legal and tax advise.

 

When you're looking for a partner to help you negotiate the complexities of selling a home, you've come to the right place. The experience, dedication and strong communication you'll receive here will help ensure the successful and profitable sale of your home:

1. The Local Advantage - Take advantage of a broad spectrum of technologies and tools to support the sale of your home from start to close.

2. Internet Advertising - Since the lion's share of home buyers starts their search on the internet, top placement on search engines is essential. You'll gain access to placement on Google, MSNBC, and other websites. This will maximize your exposure and bring a large number of potential buyers to view information about your home.

3. Email Campaigns - It's important to "work the network." We can work together to identify the right people to target your home-and get in touch with them by email to drive excitement and interest.

4. Personal Touch - Of course, technology alone won't sell your home. Face-to-face interaction provides the advantage to sell your home-and you won't have to worry about a thing. The details will be handled with care and constant communication, to ensure the marketing and sale of your home go smoothly.

Contact: Kim Allen & Lorry Williams at 904-413-8514

Re/Max Specialists

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 Why Re/Max  http://www.remax.com/learningcenter/realestate101/realestatewhy.aspx 

 Provided by Lorry Williams & Kim Allen, Realtor®, RE/MAX Specialists

1008 PARK AVE ORANGE PARK FL 32073  904-413-8514

 

Home Listing Syndication

Your home can be advertised on websites all across the web, making sure buyers see your home and everything it offers. Here are some of the national sites where your home will appear:

To find out more about selling your home, click here